Opting for EMI Moratorium? Do not send OTP to anyone

Due to Corona Lockdown many people in the country are facing financial troubles. To give some relief measures Reserve Bank of India has announced three month grace period for loan EMIs and Credit Card dues. In this time Cyber fraudsters has started to find new ways to scam the people. In some cases, fraudsters are calling customers to ask them for OTP to avail the moratorium announced by R.B.I to defer the EMIs. Once the OTP is shared by the customer, the fraudsters steal money from their account immediately. The only way to save from fraudsters is to be alert and be aware. Please remember that no bank will ask for your confidential banking details like User ID, Password, OTP, Debit/Credit Card Numbers, CVV Numbers, UPI PINs etc. to defer your EMI or interest payments.




Now, I am giving some tips to be alert from this type of fraudsters.

1. Do not share OTP to get facility of EMI moratorium.
2. Disable 'Auto Save' or 'Auto Complete' features on your mobile banking app.
3. Do not save User IDs and Passwords for mobile banking and Internet Banking Customers.
4. Beware of fake verification calls for giving your confidential banking details.
5. Keep habit to check your bank accounts details to track your money.

What are the most useful parts of Computer?

1. CPU ( Central Processing Unit):-

It is the brain of the computer system.The actual size of CPU is about 4 cm square.Its speed is measured in MegaHertz or GigaHertz.It is the most critical part of the computer system.It is the place where all the computing is done.

It is an electronic component that interprets and carries out the instructions of any application that runs on a computer.

2. RAM (Random Access Memory):-

RAM,the computer's "Active memory" is used to run all applications..It is also called the "short term memory.RAM is signified  in Megabytes or MB.

3. Hard Disk :-
The other kind of memory dealers refer to is "storage" memory.It is usually specified in Gigabytes(GB).It is a data storage device stacked in a computer case.

4. Processor :-
The logical component of a computer system. It interprets and executes program instructions.

5. Keyboard :-
It is one of computer components which is used to input data to a computer.It is called input device.

6. Mouse :-
It is a small,easily handled device that is attached to a computer. It allows the user to select graphics or text onscreen.

7. UPS (Uninterrupatble Power Supply):-
It is a device that allows computer to remain ON for atleast a short time when the primary power source is lost.

8. USB (Universal Serial Bus):-
This is a style of port connection that is used by many peripheral de vices such as Pal Pilots,Phones,Scanners,Printers etc.This type of connection is much faster than more traditional kinds of connections such as serial and parallel ports.

9. Scanner :-
A scanner is a piece of hardware that will examine a picture and produce a computer file that represents what it sees.

10. Inkjet Printer :-
 A non impact printer in which the print head contains independently controlled injection chambers that squirt ink droplets on the paper to form letters and images.

What is the importance of Computer?

Computers have their application or utility everywhere.The importance of computer applications are mentioned in below:

1.Computers are fast.Manybof today's computers can perform hundred of millions of processing operations in one second.

2.Computers are accurate.The computer's physical processing circuits rarely make errors.

3.Computers are reliable Today's computers may run day in and say out for years without failure.

4.The modern digital computer is used for variety of purposes,e.g. online
processing,multi-programming,real time processing.

5.Comluters can store massive amount of information.Today's personal computers can be equipped with disk capable storing more than forty billion characters(letters or numbers).

6.Computers can transfer more information very quickly from place to another.It really reduces manpower requirements.A computer literate person knows that the computer is a tool for creating useful information that can be printed,communicated to others and stored for future use.

What is Computer?

In this modern era there is no such activity that can not be achieved without computers.Computer has become an indispensable and multipurpose tool.We are breathing in the computer age and gradually computer has become such a desire necessity of life that is difficult to imagine life without it.

In the beginning,there were no computers.To add or subtract,man used to fingers and toes.The earliest
known tool for use in computation was the Abacus.The Abacus can be used to perform addition,subtraction and multiplication.Charles Babbage is considered as the father of the computer because he invented difference engine and then analytical engine,which can be store the information on punch cards during 1800's.In the 1950s Soviet,scientists,Sergei Sobolev and Nikolay Brusentsov conducted research on ternary computers,devices that operated on a base three number systems of -1,0,1 rather than the conventional binary number.

In the simplest defination,a computer is an electronic device-a flexible machine that can manipulate data.It takes raw data as input from the user,processes this data by program and gives the output and saves it for the future usage.

Abbreviations of computer - 

C - Commonly ; O - Oriented ; M - Machine ;  P - Particularly ; U - Used ; T - For Trade ; E - Education ; R - Research .